In our agency, we take great pride in the quality of service we provide for our customers.
The vast majority of policyholders do not understand their insurance policies. This often results in being overinsured and paying for coverage that you may not need. These policies may not pay in the case of a claim the way you believe it will. You may also be underinsured and exposed to risks that you are not anticipating that could have disastrous effects on your assets.
Whether you are overpaying, underinsured, overinsured, or exposed to risks you are not aware of our Forensic Risk Analysis will uncover everything and give you the tools to decide.
We believe understanding your risks and deciding your tolerance are the most important things we can do to serve our clients.
Alpha Private uses a custom tool, our Forensic Risk Analysis will uncover all your insurable risks and analyze your current coverage, if applicable. We present those exposures and let you decide.
Thanks for taking the time to learn more about our agency and please feel free to contact us any time about anything.
We are Independent Agents in Miami, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Alpha Private Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.